Microsoft Excel - What are Templates in Excel XP

<body> <h1><a rel="nofollow" href="http://nicetutz.blogspot.com/2007/11/what-are-templates-in-ms-excel-xp.html" >What are Templates in Excel XP</a></h1> <p>Templates are predesigned and formatted spreadsheets, the provide consistency of layout's structure and save time and repetition of work.</p> <p><a href="http://www.tutcity.com/">More Tutorials</a></p> </body>